Massachusetts has the highest insured rate in the country, with about 97 percent of all residents having health insurance. While many people receive health insurance through their work, many small businesses are looking for affordable options.

Massachusetts small business owners understand the benefits of offering health insurance to their employees. But they may not know that the Health Connector for Business can make that process easier by giving them the tools to set their contribution while offering more choices to their employees.

When considering offering health insurance, three things matter most to small business owners:

Is it easy?
Through the Massachusetts Health Connector for Business, employers can easily find a local broker to help manage a health insurance plan, or create their own plan in less than 30 minutes.

Is it flexible?
The Health Connector for Business platform allows employers to design a health insurance plan that best reflects the needs of their company as a whole, and employees can pick the plan that best fits their needs. A quoting tool allows brokers to compare plans side-by-side across seven major health insurance carriers to determine the right option for each small business owner.

Is it affordable?
Employers can set their premium participation percentage and immediately determine their monthly contributions and employees can consider plans that offer benefits in line with their medical needs. The Health Connector for Business offers two options to choose from:

One Level, which allows employers to choose a reference plan and employees can choose across all carriers within a tier (i.e., silver, gold, and platinum).

One Carrier, which allows employers to select a single carrier and level of company contribution, and employees to choose the plan from the carrier that best meets their needs.

Running a small business is complicated, but health insurance doesn’t need to be. Whether you have 5 employees or 50, the Health Connector for Business offers an easy way to provide health insurance that’s affordable for your business and your employees.

To learn more, visit https://www.MAhealthconnector.org/business.